SIMPLE & AFFORDABLE HEALTH COVER FROM
R500 PER MONTH

Health insurance that makes sense for your family, and your wallet.

Average rating of 4.59 from 23,019 reviews | 10/10 Trust Index

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GET PAID BEFORE YOUR
DOCTOR VISITS

Preload your day-to-day funds onto your Oneplan Claim Card with the Oneplan App to pay for consultation.

ACCESS TO PRIVATE
HOSPITALS

Get access to private hospitals at an affordable premium to help you get the help you need, quicker.

CONVENIENT ONEPLAN
APP

Your plan, your claims and anything else you need is all available through your Oneplan app.

CHOOSING THE RIGHT HEALTH COVER SHOULDN'T BE STRESSFUL

There are so many insurance providers, and plans ‐ but you are never really sure what you are covered for.

  • Comprehensive medical aid cover is unaffordable and out of reach for many.
  • Claims processes are long and complicated‐leaving you out of pocket.
  • You can't afford the high costs that come with private healthcare.
  • Understanding the difference between health insurance and medical aid is confusing.
  • It's hard to know what your cover includes and how to claim it.

ONEPLAN MAKES HEALTH COVER
SIMPLE AND AFFORDABLE FOR ALL

With Oneplan Health Insurance, you know exactly what you're covered for. There is no complicated jargon, confusing benefits, long claims processes or high monthly premiums.

Affordable

Affordable monthly premiums from just R500 per month.

Claims Paid Upfront

Pay for doctor visits with your preloaded Oneplan Claim Card.

Private Hospitals

Access to private hospitals and other out of hospital benefits.

Expertise

A dedicated claims team with nurses available to assist you when you need them most.

Erthney A
This was the first time that I needed in-hospital treatment, and One Plan came through

"This was the first time that I needed in-hospital treatment, and One Plan came through. I was admitted to the best private hospital and received the best care. I can sing their praises from the rooftops! Best medical insurance there is!"

Justine H
Top Service from Oneplan Health Insurance

"I have been with Oneplan since 2014. Over this time I have used them for the odd doctor's visit etc. This year has been a bad year for me with two different accidents resulting in firstly a broken pelvis and a few months later a broken ankle as well as heel. Each time they have paid my hospital bill, and I am so grateful to them. My heel operation is now taking place on Monday and have just had the authorisation. If you are looking for a company that cares about your health then I strongly recommend Oneplan. I will never change!"

Loretta
One Plan has provided exceptional service, handling my request with remarkable efficiency

"One Plan has provided exceptional service, handling my request with remarkable efficiency. The process was seamless, and my card was successfully loaded without any issues"

Tarryn
I had a query and was assisted within minutes

"I had a query and was assisted within minutes. This gives reassurance that my family and I will be taken care of in an emergency"

Pauline van der Spuy
Sweetness

"I cannot express enough gratitude for the incredible service I received from Oneplan Insurance consultant Sweetness. She was absolutely amazing so friendly and approachable. She made what could have been a daunting process so effortless and stress-free. Her professionalism and genuine care stood out, ensuring I understood everything and felt confident in my decisions. Thanks to her, I now have the peace of mind that I'm protected. Highly recommend Oneplan Insurance for their outstanding customer service and personal touch!"

Colette
I had questions about my policy and the mandate and contacted Oneplan via WhatsApp

"I had questions about my policy and the mandate and contacted Oneplan via WhatsApp. The friendly Shannon Mc Pherson was so friendly and helpful. I really felt like I got super customer service. Thank you Oneplan"

Shawn P
I would like to write a review about Oneplan Insurance

"I would like to write a review about Oneplan Insurance. Shannen Mc Pherson assisted me with my query and she walked the extra mile and friendly service to give me the correct information and advice. Wow, you don't get this kind of service every day. Thank you Shannon! Keep up the good work."

Lulu M
To Nakedi Phahlahla

"I would like to thank Nakedi Phahlahla for her assistance, she did an outstanding job helping me with my policy. She kept of updating me of the developments and I truly appreciate what you did for me. Keep it up my sister, you are amazing."

Gregory S
Reabetsoe Letsatsi at Oneplan

"Reabetsoe Letsatsi a Claims Consultant at Oneplan provided us with outstanding service throughout the process. We would highly recommend her to anyone as she went above and beyond to assist us through a stressful time. She always provided timeous feedback on all of our claims from start to finish. Keep up the good work."

OUR AFFORDABLE HEALTH PLANS

PLEASE NOTE: Premium and Benefit Increase will be applied and effective from 1 February 2025.

*T&Cs apply. Online sign-ups and new clients only.

CORE PLAN
from
R500
per month
CORE PLUS PLAN
from
R685
per month
BLUE PLAN
from
R1000
per month
PROFESSIONAL PLAN
from
R1 465
per month
EXECUTIVE PLAN
from
R1 975
per month
DAY-TO-DAY BENEFITS
Doctor’s Visits
Up to R400 per visit.
Up to R400 per visit.
Up to R420 per visit.
Up to R475 per visit.
Up to R550 per visit.
Scripted Medication
Up to R170 per script.
Up to R170 per script.
Up to R190 per script.
Up to R275 per script.
Up to R315 per script.
Over the counter Medication
Up to R170 per annum.
Up to R170 per annum.
Up to R190 per annum.
Up to R275 per annum.
Up to R315 per annum.
Pathology / Blood Tests (Must be referred by a medical practitioner)
Up to R485 per event.
Up to R485 per event.
Up to R505 per event.
Up to R555 per event.
Up to R695 per event.
Radiology / X- Rays (Must be referred by a medical practitioner)
Up to R485 per event.
Up to R485 per event.
Up to R505 per event.
Up to R555 per event.
Up to R695 per event.
Dentistry
Up to R650 per visit.
Up to R650 per visit.
Up to R685 per visit.
Up to R810 per visit.
Up to R905 per visit.
Specialist Cover (Must be referred by a medical practitioner)
Not available for this plan
Not available for this plan
Not available for this plan
Not available for this plan
Up to R2 215 per visit. (Referral from GP required)
Maternity Pre Birth Confirmation of pregnancy required
(Must be referred by a medical practitioner)
Up to R650 per visit.
Up to R650 per visit.
Up to R660 per visit.
Up to R665 per visit.
Up to R705 per visit.
Optometry
Up to R1 130.
Up to R1 130.
Up to R1 215.
Up to R1 595.
Up to R1 760.
Maximum overall limits
Single: R8 060 | 2 or 3: R13 465
4 plus: R16 765
Single: R8 060 | 2 or 3: R13 465
4 plus: R16 765
Single: R8 650 | 2 or 3: R13 520
4 plus: R17 845
Single: R12 490 | 2 or 3: R19 415
4 plus: R24 065
Single: R18 165 | 2 or 3: R26 770
4 plus: R32 175
IN-HOSPITAL BENEFITS
Casualty Illness
Up to R5 800.
Up to R5 800.
Up to R5 800.
Up to R6 000.
Up to R6 200.
Casualty Accident
Up to R5 800.
Up to R5 800.
Up to R5 800.
Up to R6 000.
Up to R6 200.
Accident Cover
Up to R190 000 per insured event.
Up to R190 000 per insured event.
Up to R245 000 per insured event.
Up to R265 000 per insured event.
Up to R350 000 per insured event.
Illness in Hospital
Not available for this plan
Up to R45 000 per insured event.
Up to R70 000 per insured event p/p.
Up to R75 000 per insured event p/p.
Up to R85 000 per insured event p/p.
Dread Disease
Not available for this plan
Not available for this plan
Up to R340 000 per insured event.
Up to R350 000 per insured event.
Up to R395 000 per insured event.
Natural Birth & Emergency Caesareans
Not available for this plan
Not available for this plan
Up to R55 000 per insured event p/p.
Up to R65 000 per insured event p/p.
Up to R75 000 per insured event p/p.
Neonatal (In-Hospital Cover within the first 4 weeks from birth)
Not available for this plan
Not available for this plan
Up to R55 000 per insured event p/p.
Up to R65 000 per insured event p/p.
Up to R75 000 per insured event p/p.
Repatriation
Up to R15 000 per insured person. Repatriation of mortal remains to funeral home.
Up to R15 000 per insured person. Repatriation of mortal remains to funeral home.
Up to R15 000 per insured person. Repatriation of mortal remains to funeral home.
Up to R15 000 per insured person. Repatriation of mortal remains to funeral home.
Up to R15 000 per insured person. Repatriation of mortal remains to funeral home.
Ambulance & Emergency Services
24 hr Medical Assistance with an emergency dedicated line. In the event of a justifiable, life-threatening medical emergency, the insured will be transported by ambulance to the nearest appropriate medical facility.
ADDITIONAL VALUE ADDED COVER
Accident Disability
Up to R210 000
Up to R210 000
Up to R220 000
Up to R230 000
Up to R230 000
Family Death Cover
Principal Insured: R13 000
Spouse/Partner: R13 000
Children 14-21 yrs: R13 000
Children 6-13 yrs R9 000
Children 1-5 yrs R7 000
Principal Insured: R13 000
Spouse/Partner: R13 000
Children 14-21 yrs: R13 000
Children 6-13 yrs R9 000
Children 1-5 yrs R7 000
Principal Insured: R15 000
Spouse/Partner: R15 000
Children 14-21 yrs: R15 000
Children 6-13 yrs R10 000
Children 1-5 yrs R7 500
Principal Insured: R20 000
Spouse/Partner: R20 000
Children 14-21 yrs: R20 000
Children 6-13 yrs R12 500
Children 1-5 yrs R8 750
Principal Insured: R25 000
Spouse/Partner: R25 000
Children 14-21 yrs: R25 000
Children 6-13 yrs R15 000
Children 1-5 yrs R10 000
Trauma, Assault & Accidental HIV
Trauma and Assault Counselling, Accidental HIV Protection Services, Accidental HIV Infection Treatment.
OPTIONAL ADD-ON PRODUCT
Excess Buster

Pay zero excess for R15 per person
Pay zero excess for R15 per person
Pay zero excess for R25 per person
Pay zero excess for R40 per person
Pay zero excess for R40 per person

• Terms and Conditions Apply • Pre-Existing Conditions are excluded for a maximum of 12 Months • Late Joiner Fees may be applied • All healthcare cover amounts are paid onto your Oneplan Claim Card • * Excess applies

Download Comparison Brochure

OUR AFFORDABLE HEALTH PLANS

PLEASE NOTE: Premium and Benefit Increase will be applied and effective from 1 February 2025.

*T&Cs apply. Online sign-ups and new clients only.

CORE PLAN
from R500 PM
DAY-TO-DAY ANNUAL LIMIT Single: R8 060
2 or 3: R13 465
4 plus: R16 765
Doctor’s Visits Up to R400 per visit.
Scripted Medication Up to R170 per script.
Over the counter Medication Up to R170 per annum.
Pathology / Blood Tests Up to R485 per event.
Radiology / X- Rays Up to R485 per event.
Dentistry Up to R650 per visit.
Specialist Cover Not available for this plan
Maternity Pre Birth Up to R650 per visit.
Optometry Up to R1 130.
Casualty Illness Up to R5 800.
Casualty Accident Up to R5 800.
Accident Cover Up to R190 000 per insured event.
Illness In Hospital Not available for this plan
Dread Disease Not available for this plan
Natural Birth & Emergency Caesareans Not available for this plan
Neonatal Not available for this plan
Repatriation Up to R15 000 per insured person.
Ambulance & Emergency Services 24 hr Medical Assistance with an emergency dedicated line. In the event of a justifiable, life-threatening medical emergency, the insured will be transported by ambulance to the nearest appropriate medical facility.
Accident Disability Up to R210 000 for the duration of the policy.
Accidental Death Cover

Principal Insured: R13 000

Spouse/Partner: R13 000

Children 14-21 yrs: R13 000

Children 6-13 yrs R9 000

Children 1-5 yrs R7 000.

Trauma, Assault and Accidental HIV Trauma and assault counselling, Accidental HIV protection services. Accidental HIV infection treatment.
Excess Buster Pay zero excess for R15 p/p per month
CORE PLUS PLAN
from R685 PM
DAY-TO-DAY ANNUAL LIMIT Single: R8 060
2 or 3: R13 465
4 plus: R16 765
Doctor’s Visits Up to R400 per visit.
Scripted Medication Up to R170 per script.
Over the counter Medication Up to R170 per annum.
Pathology / Blood Tests Up to R485 per event.
Radiology / X- Rays Up to R485 per event.
Dentistry Up to R650 per visit.
Specialist Cover Not available for this plan
Maternity Pre Birth Up to R650 per visit.
Optometry Up to R1 130.
Casualty Illness Up to R5 800.
Casualty Accident Up to R5 800.
Accident Cover Up to R190 000 per insured event.
Illness In Hospital Up to R45 000 per insured event.
Dread Disease Not available for this plan
Natural Birth & Emergency Caesareans Not available for this plan
Neonatal Not available for this plan
Repatriation Up to R15 000 per insured person.
Ambulance & Emergency Services 24 hr Medical Assistance with an emergency dedicated line. In the event of a justifiable, life-threatening medical emergency, the insured will be transported by ambulance to the nearest appropriate medical facility.
Accident Disability Up to R210 000 for the duration of the policy.
Accidental Death Cover

Principal Insured: R13 000

Spouse/Partner: R13 000

Children 14-21 yrs: R13 000

Children 6-13 yrs R9 000

Children 1-5 yrs R7 000.

Trauma, Assault and Accidental HIV Trauma and assault counselling, Accidental HIV protection services. Accidental HIV infection treatment.
Excess Buster Pay zero excess for R15 p/p per month
DAY-TO-DAY ANNUAL LIMIT Single: R8 650
2 or 3: R13 520
4 plus: R17 845
Doctor’s Visits Up to R420 per visit.
Scripted Medication Up to R190 per script.
Over-the-counter Medication Up to R190 per annum.
Pathology / Blood Tests Up to R505 per event.
Radiology / X-Rays Up to R505 per event.
Dentistry Up to R685 per visit.
Specialist Cover Not available for this plan
Maternity Pre Birth Up to R660 per visit.
Optometry Up to R1 215
Casualty Illness Up to R5 800.
Casualty Accident Up to R5 800.
Accident Cover Up to R245 000 per insured event.
Illness In Hospital Up to R70 000 per insured event p/p.
Dread Disease Up to R340 000 per defined disease per year.
Natural Birth & Emergency Caesareans Up to R55 000 per insured event p/p.
Neonatal Up to R55 000 per insured event p/p.
Repatriation Up to R15 000 per insured person.
Ambulance and Emergency Services 24 hr Medical Assistance with an emergency dedicated line. In the event of a justifiable, life-threatening medical emergency, the insured will be transported by ambulance to the nearest appropriate medical facility.
Accident Disability Up to R220 000 for the duration of the policy.
Accidental Death Cover

Principal Insured: R15 000

Spouse/Partner: R15 000

Children 14-21 yrs: R15 000

Children 6-13 yrs R10 000

Children 1-5 yrs R7 500

Trauma, Assault and Accidental HIV Trauma and Assault Counselling, Accidental HIV Protection Services, Accidental HIV Infection Treatment.
Excess Buster Pay zero excess for R25 p/p per month
PROFESSIONAL PLAN
from R1 465 PM
DAY-TO-DAY ANNUAL LIMIT Single: R12 490
2 or 3: R19 415
4 plus: R24 065
Doctor’s Visits Up to R475 per visit.
Scripted Medication Up to R275 per script.
Over-the-counter Medication Up to R275 per annum.
Pathology / Blood Tests Up to R555 per event.
Radiology / X-Rays Up to R555 per event.
Dentistry Up to R810 per visit.
Specialist Cover Not available for this plan
Maternity Pre Birth Up to R665 per visit.
Optometry Up to R1 595.
Casualty Illness Up to R6 000.
Casualty Accident Up to R6 000.
Accident Cover Up to R265 000 per insured event.
Illness In Hospital Up to R75 000 per insured event p/p.
Dread Disease Up to R350 000 per defined disease per year.
Natural Birth & Emergency Caesareans Up to R65 000 per insured event p/p.
Neonatal Up to R65 000 per insured event p/p.
Repatriation Up to R15 000 per insured person.
Ambulance and Emergency Services 24 hr Medical Assistance with an emergency dedicated line. In the event of a justifiable, life-threatening medical emergency, the insured will be transported by ambulance to the nearest appropriate medical facility.
Accident Disability Up to R230 000 for the duration of the policy.
Accidental Death Cover

Principal Insured: R20 000

Spouse/Partner: R20 000

Children 14-21 yrs: R20 000

Children 6-13 yrs R12 500

Children 1-5 yrs R8 750.

Trauma, Assault and Accidental HIV Trauma and Assault Counselling, Accidental HIV Protection Services, Accidental HIV Infection Treatment.
Excess Buster Pay zero excess for R40 p/p per month
EXECUTIVE PLAN
from R1 975 PM
DAY-TO-DAY ANNUAL LIMIT Single: R18 165
2 or 3: R26 770
4 plus: R32 175
Doctor’s Visits Up to R550 per visit.
Scripted Medication Up to R315 per script.
Over-the-counter Medication Up to R315 per annum.
Pathology / Blood Tests Up to R695 per event.
Radiology / X-Rays Up to R695 per event.
Dentistry Up to R905 per visit.
Specialist Cover Up to R2 215 per visit.
Maternity Pre Birth Up to R705 per visit.
Optometry Up to R1 760.
Casualty Illness Up to R6 200.
Casualty Accident Up to R6 200.
Accident Cover Up to R350 000 per insured event.
Illness In Hospital Up to R85 000 per insured event p/p.
Dread Disease Up to R395 000 per defined disease per year.
Natural Birth & Emergency Caesareans Up to R75 000 per insured event p/p.
Neonatal Up to R75 000 per insured event p/p.
Repatriation Up to R12 200 per insured person.
Ambulance and Emergency Services 24 hr Medical Assistance with an emergency dedicated line. In the event of a justifiable, life-threatening medical emergency, the insured will be transported by ambulance to the nearest appropriate medical facility.
Accident Disability Up to R230 000 for the duration of the policy.
Accidental Death Cover

Principal Insured: R25 000

Spouse/Partner: R25 000

Children 14-21 yrs: R25 000

Children 6-13 yrs R15 000

Children 1-5 yrs R10 000

Trauma, Assault and Accidental HIV Trauma and Assault Counselling, Accidental HIV Protection Services, Accidental HIV Infection Treatment.
Excess Buster Pay zero excess for R40 p/p per month

• Terms and Conditions Apply • Pre-Existing Conditions are excluded for a maximum of 12 Months • Late Joiner Fees may be applied • All healthcare cover amounts are paid onto your Oneplan Claim Card • * Excess applies

HEALTH INSURANCE THAT DOESN'T LEAVE YOU SCRATCHING YOUR HEAD

With Oneplan Health Insurance, you know exactly what you're covered for. There is no complicated jargon, confusing benefits, long claims processes or high monthly premiums.

We've made accessing high-quality healthcare as simple, accessible and affordable as possible!

© All Rights Reserved, Oneplan.

Terms of use

*T&Cs Apply. Offer applies to online sign ups & new Oneplan Policyholders only.